EPAY Versus TNG, Pick the best one to send money to the Philippines (2019)





Sometimes we need to send money to home, But, if you’ve tried to transfer money, you know it’s not as easy as it might seem. There can be many factors that surface such as exchange rates, service fees, and the time required before the recipient actually receives the money. In this article, we check the best ways to send money abroad.


Factors To Keep In Mind for remittance

What service is the best for transferring money overseas depends upon the condition? For example, some services offer better terms for larger amounts of money but the higher fees make them less suitable for transferring smaller amounts of money.

Keep in mind the following factors will all play a role in determining what the best (and cheapest) way to transfer money elsewhere

  • The current exchange rate between currencies
  • Are you transferring one currency to another or keeping the same currency (i.e. transferring USD to a CAD account in Canada or transferring USD to a US Account in Canada)
  • How much money you want to send (a small amount or large amounts)
  • Is it a one off transfer or a reoccurring one
  • How quickly you need the payment to get there
  • The country you are sending from and the country you are sending to (we are considering you are sending from the US)
  • Where your funds originate from (a bank account, from a credit card, cash, a digital wallet with a balance on it, bitcoin, etc)

Other Points To Think About:

  • Cost (how much the transfer will cost after all the fees and the exchange rate, balanced out by the convenient and speed factors you get)
  • Safety (how ‘safe’ is the money transfer)


Keep in mind that not a single service offers the lowest cost, the fastest speed, the best utility, and the most safety. You will have to balance these out and find an agreeable compromise. For example, some of the cheapest transfer money abroad options are also the slowest and least convenient methods, while the most costly options are the fastest and often, most convenient.


This is most likely your most suitable option to send money or transfer money to another country as you can do it from your mobile phone, in only a few minutes at most. These companies are universal and easy to use. If you use an online payment service such as EPAY, TNG  you do not have to worry about any hidden or extra fees outside of the original fee and the exchange rate (if you are sending overseas).


TNG wallet:

Price: ★★★★

When transferring 5 000 HKD, and 33 150.9 PHP will be received.


Convenience: ★★★★★

Transfer speed: the normal speed is within a half-day,  TNG support to send money to more than 12 currencies.



Using third-party payment gateway service providers to facilitate electronic transactions. Regarding sensitive information provided by you, such as credit card number for completing any electronic transactions, the web browser and third-party payment gateway communicate such information using secure socket layer technology (SSL).


Epay wallet:

Prive: ★★★★

Transferring 5 000 HKD, receiving 33 250.97 PHP.

Price: only 12 HKD Per transaction.

Does it have any hidden fees?

I try to transfer money by Epay to confirm whether the received money was displayed as the website and actually it was.

As I know, Epay is multiple e-wallets and with the various business for remitting and exchanging between cryptocurrency to fiat currency. I think it may have another way to benefit. All in all, the service is very wonderful~


Convenience: ★★★★★

Transfer speed: 30min or less

Remittance progress:

At present, Epay only supported a few currencies to remittance such as EUR, USD, JPY, GBP, SGD, PKR, RUB and so on, but all the currencies they support has very low fees!!!



Qualification: Epay has various financial license, and display on Epay Global official website

Active user: more than 500 000.


What’s the best way to send money to the Philippines? We feel EPAY is the most reliable way to send money abroad right now both because of how easy it is to Sign up and Use Epay, the very low fees, and top (inter-rate) currency exchange rate you get that’s preferred to anything a bank or currency broker will give you.


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