Most used money transfer apps of 2020





Old money transfer services are moving their operations online, while new fintech companies are bursting with online-only services that deliver straight to local bank accounts around the world. But with so many choices and new features, it is important to do your research and find the international money transfer app that is right for you.

Some apps are only available to residents of certain countries, while others will get your money there faster but at a cost. Some will let you drop off or receive in cash if that is what you need. And a few may have the speed, cost, and convenience you need all in one. To make things easier for you, we have tried to pick out some apps which we think are best suited for your international money transfer needs.



Known for its upfront fees and real exchange rate, TransferWise lets you send money directly to local bank accounts in India from 59 countries.

       •Uses the real, mid-market exchange rate for every transaction

       •Has one transparent, low-cost fee

       •No maximum or minimums for a transfer

With over 5 million users, TransferWise is one of the most popular apps to send money to India. It has an award-winning app that can let you send money on the go to friends, family or merchants. TransferWise doesn’t always guarantee being the cheapest there is on the market for your particular transfer, but its price comparison tool will let you know that up front.

2. MoneyGram

MoneyGram is well known in the money transfer business especially for their cash pick up, but if you are paying by credit or debit card, their fees can be pricey.

      •MoneyGram is the second-largest money transfer provider in the world

      •Your recipient can pick up cash at an agent location, or get the money deposited directly into their Indian account

      •Different transaction fees depending on how much you are sending, and your payment method


MoneyGram provides online and offline money transfers and is found to be fairly quick compared to other service providers. Depending on how the recipient wants to receive the money, it is ready anywhere from 3 hours to 3-4 days if paid by bank account⁸. They have a transfer fee that varies depending on if you are paying by credit/debit card or online bank account, and if it is a direct to a bank account or cash pick up.

3.Epay Wallet

Epay wallet is a multi-functional payment wallet. It supports sending money to more than 40 countries with both cash pick-up and bank transfer.

      • Has best money transfer fee

      • Uses the real, mid-market exchange rate for every transaction

      • Money can be received within one day

Epay focuses on providing comprehensive financial services such as online deposit and withdrawal service, online payment, currency exchange, and global remittance. Epay has a total of 1000,000 global users and more than 150 cooperative banks and financial institutions, connecting with all major financial regions of the world.

Besides those apps mentioned above, there are lots of other money transfer apps that have their own advantages. For example, Remitly, WorldRemit, OFX, Xoom and so on. All of them can be trusted.



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