If you’re trying to send money from India to the USA, this is the information you are looking for. Sending money to any country outside is called Outward Remittance and the process involves many rules and regulations. Especially, if it is a huge amount and the transfer is through banks or other government-based financial institutions. In this article, we will look at different ways to send money to someone in the USA through banks or whatever means is available.


Recommended Service – Epay

Epay is an online payment provider mainly focuses on international money transfer service, whose service range covers all over the world. It allows you to send money with INR to many other currencies like USD, AUD, IDR,BDT, INR, NPR, NZD, PHP, SGD, LKR, THB, TRY, KRW, JPY, MYR, BRL, EUR, and HKD.

Epay provides a real-time exchange rate on the market. and the transfer fee is much cheaper than banks and other similar platforms. 

To send money from India to USA with Epay, you can

1. Get the best exchange rate and transfer fee

2. Avoid hidden fee

3. Receive money on the same day is possible

Since its establishment, Epay has been adhering to the concept of safe, fast and cheap payment and remittance. and it committed to helping more workers who work overseas to send their wages home quickly and safely!

Other services 

  • Remitout

RemitOut is India’s 1st online outward remittance service and currently, it can be used only for paying the educational expenses for the students studying in Universities. To send money, register yourself with the website with details like bank details in India, University or Institute in the USA for which the expenses have to be paid. The transfer fee is $5 and the money reaches the recipient in 2 working days. The money can be received as a demand draft or a credit in bank account and the transaction can be tracked online.

  • Post Office

The Indian Postal Department has collaboration with money transfer agencies like Western Union, Money Gram, etc for sending money abroad. It has some limitations like the maximum amount per transaction is $2500 and you can make only 12 transactions per year. You can visit your nearest post office and get details about the procedure.

  • Swift Transfer

SWIFT (Society for Worldwide Interbank Financial Telecommunication ) is the fastest way of offline transfer through banks in India. To make this transfer you need to visit your bank and fill up the transfer form with details like name of the beneficiary, account number, address of the bank, and swift code. After you submit this form, the money is debited from your account and transferred to the beneficiary within 72 hours. This facility is offered by many banks like ICICI, SBI, Axis, etc.

Of course, there are many regular options such as Paypal, Western Union, Moneygram, and so on. But honestly, Epay is standing out in the exchange rate, fees, and speed.


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